I already have a merchant account. Can I use it for my mobile transactions?
  No. In order to achieve all of the functionality within our PC and mobile solutions, specialized programs and servers have been implemented at our processor. Without the support of these servers and programs, our system could not offer all the features and functionality that it does.
Who can use this service?
  This product is perfect for any U.S. business that performs sales or service away from the office. From the gardener who mows your lawn, to the nationwide chain that delivers your pizza, Our mobile and PC technologies allow individuals and corporations to deploy inexpensive devices that multiply their sales, and increase their cash flow. From now on, whenever you take a taxi, call a locksmith, have your broken window repaired, or have your drains unclogged, you will see the opportunity this product represents.
What is the Swiped Rate?
  When you use a card reader, the bank knows that you have the credit card in your hand, have checked the cardholder's identification (you are required to do this), and the cardholder is present to give you a signature (you need to do this too). This makes for a much safer transaction, for both you and the bank. In return they offer a much better discount rate on your transaction, 1.69% instead of the standard 2.2%. This is called the Swiped Rate. You are probably asking why you cannot get this better rate if you enter the data yourself. The bank will not allow this. The reason is that unless the data encoded on the magnetic stripe is transmitted to the bank at the time of the transaction (information that does not appear on the face of the card), they cannot be absolutely certain that you have the card in hand.
Will I be approved?
  Merchants have the ability to enter numbers on a PC, PDA, or terminal, and MONEY will appear in their account. This represents a potential loss to the bank in the case of a dishonest merchant, Therefore, accounts are approved based on reasonable credit qualifications. Higher volume applicants may be asked to provide additional information, but we will TRY to approve everyone. If your credit is marginal, they may approve you for a lower volume, request a co-signer, or use other means to get you approved. WE DO NOT CHARGE HIGHER RATES FOR MARGINAL CREDIT, the underwriters will either accept or decline an application based on credit and business type.

In addition, it is against VISA regulations to issue an account to anyone on the MATCH List (formerly known as the TMF, or Terminated Merchants File).
What about high-risk businesses?
  We can accept some high-risk businesses, however gambling and pornographic sites need not apply. Websites that display any nudity or contain links to sites that do will not be accepted by the bank.
Can I sign up without a business checking account?
  Yes. The processor has agreed to allow MerchantAnywhere.com members to process with a personal bank account and can change the bank account at any time by simply faxing a voided check to MerchantAnywhere.com from the new bank account. This is for sole proprietors and partnerships only. Corporations must have a business account.
Can I sign up without a business name?
  Yes. Your registered Legal business name will be your name as it appears on your social security card, but you can have your merchant account set up as "Your Name Enterprises" or "Your Name and Associates." Whatever name you use as your DBA name, corporate or otherwise, make sure that your customers know that your DBA name, will appear on their credit card billing statements
I just opened (or am going to open) a checking account. Can I use my temporary checks?
  No! However, when you go to the bank to open your account (and many businesses open an account just for their credit card processing), just get a letter from the bank manager, stating the account name, account number, and the bank's transit (ABA or Bank Routing) number on the Bank's letterhead. You can include that in your application instead of waiting for your imprinted checks.
What credit cards can I accept with this system?
  Visa and MasterCard are automatically approved. MerchantAnywhere.com will also apply for (at no additional cost), American Express, and Discover merchant accounts, although everyone is not automatically approved. Amex and Discover will set their own rates with you directly, and we have no influence or control over these. In addition, Discover has recently begun to charge its new merchants $25 upon acceptance. This is a direct charge from Discover over which we have no control.
When do I receive my funds?
  In most cases, funds are available in the checking account you specified within two to three business days after your transactions are batched (reconciled). We will automatically process your batch for you every business banking day, so you can't forget This can save you time and help you get your funds faster
Why would I want to accept credit cards?
  For any business, credit cards give your customers time to pay, and funds to pay with. They allow impulse purchasing, and credit customers tend to purchase more premium items/brands and larger quantities. In all respects, the ability to accept credit cards increases the ability of businesspeople to make sales and profits.

By enabling businesses to accept credit cards not only in their office, but anywhere their business takes them, and at a fraction of the traditional entry cost for terminal equipment, nSwipe is primed to work in not only into the small / home/ mobile business market, but can be implemented by large organizations with mobile sales forces, such as taxi/limousine services, pizza/food delivery, towing/roadside assistance and messenger/delivery services.
MOG Swipe for Nextel
What is MOG Swipe for Nextel?
  MOG Swipe is a Merchant Terminal Program that uses your Nextel phone's Internet connection to authorize and transfer funds. MOG Swipe is fully compatible with any Condor series Nextel phone (i30 - i90), or Falcon series phone (i205 - i830) with an Nextel Online service. Available with a flat-rate merchant account, with a lower price than most wireless plans, and with no setup, application, cancellation fees, this package is truly a complete solution for the businessperson in the field who wants to increase their business by accepting credit cards.
What is a Magnetic Card Reader, and why would I want to use one?
  A Magnetic Card Reader is a device that attaches to a PDA or cell phone and actually 'reads' the information off the magnetic strip on the back of all credit cards. When you use a Card Reader, all of the cardholder information is entered for you, making the transaction much, much faster. (T9 is nice, but it can be slow). Best of all, when you use a Card Reader, the bank gives you a better discount rate. This is called the Swiped Rate.

Primary Merchant Solutions is an ISO/MSP registered with Visa and MasterCard by Member Bank Columbus Bank and Trust Company, Columbus, Georgia